Example: A client or producer applies this rule in a policy situation. The correct concept is Pearson Professional Assessments. Massachusetts transitioned its insurance licensing examinations to Pearson effective July 22, 2026.

Massachusetts Division of Insurance • Current Massachusetts producer licensing / CE guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is In person at authorized Pearson centers. Massachusetts states that current insurance licensing exams are taken in person at authorized Pearson test centers; remote testing is not available.

Massachusetts Division of Insurance • Current Massachusetts producer licensing / CE guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is 60, including 3 Ethics. Massachusetts requires 60 CE credits before the first renewal, including 3 credits in Massachusetts-approved Ethics.

Massachusetts Division of Insurance • 211 CMR 50.04 / current DOI CE guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is 45 credits including 3 Ethics. Subsequent Massachusetts producer renewal periods generally require 45 CE credits, including 3 Ethics credits, every 36 months.

Massachusetts Division of Insurance • 211 CMR 50.04 / current DOI CE guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is An active Life line and a valid FINRA/CRD number. Massachusetts guidance requires an active Life line of authority and a valid FINRA/CRD number for Variable Life and Variable Annuity.

Massachusetts Division of Insurance • Individual Insurance Producer guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is Life. Massachusetts lists Life as an exam-required line of authority.

Massachusetts Division of Insurance • Individual Insurance Producer guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is Travel. Massachusetts lists Travel as a line for which an examination is not required.

Massachusetts Division of Insurance • Individual Insurance Producer guidance • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is 20 days. Massachusetts replacement regulation 211 CMR 34.06 provides a 20-day right to return a replacement policy or contract.

Massachusetts Division of Insurance • 211 CMR 34.00 and M.G.L. c.175 §187H references • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is 10 days. Massachusetts law provides a basic 10-day right to return a newly purchased life policy; replacement transactions can have a longer period under 211 CMR 34.

Massachusetts Division of Insurance • 211 CMR 34.00 and M.G.L. c.175 §187H references • PTH clean-bank stem rewrite; core concept/answer retained

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Example: A client or producer applies this rule in a policy situation. The correct concept is M.G.L. c.175 §§162G–162X. Massachusetts producer licensing qualifications and procedures are governed by M.G.L. c.175 §§162G through 162X.

Massachusetts General Laws • M.G.L. c.175 §§162G–162X • PTH clean-bank stem rewrite; core concept/answer retained

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