1. For review, identify rider generally waives future premiums if the insured becomes totally disabled as defined by the rider.
Waiver of premium can keep coverage in force without premium payments during qualifying total disability.
Example: A client or producer applies this rule in a policy situation. The correct concept is Waiver of premium. Waiver of premium can keep coverage in force without premium payments during qualifying total disability.
PTH original exam-prep item • Original practice item