1.Review scenario 81: Beginning July 22, 2026, which company administers Massachusetts insurance licensing examinations?
Massachusetts transitioned its insurance licensing examinations to Pearson effective July 22, 2026.
Example: A client or producer applies this rule in a policy situation. The correct concept is Pearson Professional Assessments. Massachusetts transitioned its insurance licensing examinations to Pearson effective July 22, 2026.
Massachusetts Division of Insurance • Current Massachusetts producer licensing / CE guidance
2.For review, determine how are Massachusetts insurance licensing examinations administered under the current process.
Massachusetts states that current insurance licensing exams are taken in person at authorized Pearson test centers; remote testing is not available.
Example: A client or producer applies this rule in a policy situation. The correct concept is In person at authorized Pearson centers. Massachusetts states that current insurance licensing exams are taken in person at authorized Pearson test centers; remote testing is not available.
Massachusetts Division of Insurance • Current Massachusetts producer licensing / CE guidance
3.For review, determine how many credits must a Massachusetts resident generally complete before the first renewal.
Massachusetts requires 60 CE credits before the first renewal, including 3 credits in Massachusetts-approved Ethics.
Example: A client or producer applies this rule in a policy situation. The correct concept is 60, including 3 Ethics. Massachusetts requires 60 CE credits before the first renewal, including 3 credits in Massachusetts-approved Ethics.
Massachusetts Division of Insurance • 211 CMR 50.04 / current DOI CE guidance
4.Review scenario 84: After the first renewal, what is the general Massachusetts requirement for each subsequent 36-month period?
Subsequent Massachusetts producer renewal periods generally require 45 CE credits, including 3 Ethics credits, every 36 months.
Example: A client or producer applies this rule in a policy situation. The correct concept is 45 credits including 3 Ethics. Subsequent Massachusetts producer renewal periods generally require 45 CE credits, including 3 Ethics credits, every 36 months.
Massachusetts Division of Insurance • 211 CMR 50.04 / current DOI CE guidance
5.Review scenario 85: To add Variable Life and Variable Annuity authority in Massachusetts, a must generally hold:
Massachusetts guidance requires an active Life line of authority and a valid FINRA/CRD number for Variable Life and Variable Annuity.
Example: A client or producer applies this rule in a policy situation. The correct concept is An active Life line and a valid FINRA/CRD number. Massachusetts guidance requires an active Life line of authority and a valid FINRA/CRD number for Variable Life and Variable Annuity.
Massachusetts Division of Insurance • Individual Insurance Producer guidance
6.For review, identify Massachusetts generally requires an examination.
Massachusetts lists Life as an exam-required line of authority.
Example: A client or producer applies this rule in a policy situation. The correct concept is Life. Massachusetts lists Life as an exam-required line of authority.
Massachusetts Division of Insurance • Individual Insurance Producer guidance
7.For review, identify Massachusetts limited line is listed as not requiring an examination.
Massachusetts lists Travel as a line for which an examination is not required.
Example: A client or producer applies this rule in a policy situation. The correct concept is Travel. Massachusetts lists Travel as a line for which an examination is not required.
Massachusetts Division of Insurance • Individual Insurance Producer guidance
8.Review scenario 88: Under Massachusetts rules, a replacement life policy or annuity generally receives what free-look period?
Massachusetts replacement regulation 211 CMR 34.06 provides a 20-day right to return a replacement policy or contract.
Example: A client or producer applies this rule in a policy situation. The correct concept is 20 days. Massachusetts replacement regulation 211 CMR 34.06 provides a 20-day right to return a replacement policy or contract.
Massachusetts Division of Insurance • 211 CMR 34.00 and M.G.L. c.175 §187H references
9.Review scenario 89: A newly purchased Massachusetts life policy generally provides at least what basic right-to-return period under M.G.L. c.175 §187H?
Massachusetts law provides a basic 10-day right to return a newly purchased life policy; replacement transactions can have a longer period under 211 CMR 34.
Example: A client or producer applies this rule in a policy situation. The correct concept is 10 days. Massachusetts law provides a basic 10-day right to return a newly purchased life policy; replacement transactions can have a longer period under 211 CMR 34.
Massachusetts Division of Insurance • 211 CMR 34.00 and M.G.L. c.175 §187H references
10.Review scenario 90: Massachusetts qualifications and procedures are principally governed by which statutory range?
Massachusetts producer licensing qualifications and procedures are governed by M.G.L. c.175 §§162G through 162X.
Example: A client or producer applies this rule in a policy situation. The correct concept is M.G.L. c.175 §§162G–162X. Massachusetts producer licensing qualifications and procedures are governed by M.G.L. c.175 §§162G through 162X.
Massachusetts General Laws • M.G.L. c.175 §§162G–162X